An Assessment of the Contribution of the Factors Included in Altman's Z Formula to the Discriminant Functions Associated with Corporate Efficiency
Ahmed A. Al-Qatamin, Hayel Y. Al-Fakhoury
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The objective of this research was to Altman’s Z- factor formula to the discriminant functions associated with corporate efficiency in a sample of firms from insurance industry in Jordan. Sampled firms were grouped into two groups b use of Multiple Discriminant Analysis (MDA) as s statistical tool for data analysis. Results indicated that, X1 (WorkingCapital/Total Assets) dominated both functions and ranked number one with massive contribution (Two third of total contribution) followed by X3 ( therefore, use of Multiple Discriminant Analysis (MDA) as s statistical tool for data analysis. Results indicated that, X1 ssets) dominated both functions and ranked number one with massive contribution ssets) as number two and The objective of this research was to conduct an assessment of the contribution of the factors included in factor formula to the discriminant functions associated with corporate efficiency in a sample of firms from insurance industry in Jordan. Sampled firms were grouped into two groups based on ROI to allow for the use of Multiple Discriminant Analysis (MDA) as s statistical tool for data analysis. Results indicated that, X1 ssets) dominated both functions and ranked number one with massive contribution of total contribution) followed by X3 (Operating Expenses/ Total Assets) as number two and according to the results of this study both factors can be considered as having the highest contribution to corporate efficiency. Other remaining three factors showed moderate to weak but not significant contribution. according to the results of this study both factors can be considered as having the highest contribution to corporate efficiency. Other remaining three factors showed moderate to weak but not significant contribution. according to the results of this study both factors can be considered as having the highest contribution to corporate efficiency. Other remaining three factors showed moderate to weak but not significant contribution.
Skilled Human Capital Availability and Traded Industry Cluster Strength: Establishing an Empirical Link
Joyce A. Campbell, Timothy L. Faley, Glenn A. Metts
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A new construct is suggested to explain the strength of certain industry clusters as a function of regionally awarded bachelor and master’s degrees in fields related to those clusters in an attempt to establish an empirical link between highly skilled human capital availability and the strength of traded regional clusters. The study uses regression analysis and time series data from existing sources to determine the relationship between bachelor and master’s degrees and strong traded clusters. Such a link A new construct is suggested to explain the strength of certain industry clusters as a function of regionally awarded bachelor and master’s degrees in fields related to those clusters in an attempt to establish an empirical n capital availability and the strength of traded regional clusters. The study uses regression analysis and time series data from existing sources to determine the relationship between does not exist in the literature today and could accelerate the transition of cluster theory to practical application for economic development. One potential application is a creative and innovative industry cluster design tool that provides investors and economic developers a low cost, qualitative method for identifying latent industry clusters. This, and other potential cluster development tools, assume a theoretical link between cluster success and identifiable factors of quantified the relationship between the factors of , and cluster strength. Empirical evidence of a the strength of related clusters in those regions would provide a justification for systematic coordination between educational program design and A new construct is suggested to explain the strength of certain industry clusters as a function of regionally awarded bachelor and master’s degrees in fields related to those clusters in an attempt to establish an empirical n capital availability and the strength of traded regional clusters. The study uses regression analysis and time series data from existing sources to determine the relationship between bachelor and master’s degrees and strong traded clusters. Such a link does not exist in the literature today and could accelerate the transition of cluster theory to practical application for economic development. One potential application is a creative and innovative industry cluster design tool that provides investors and economic developers a low cost, qualitative method for identifying latent industry clusters. This, and other potential cluster development tools, assume a theoretical link between cluster success and identifiable factors of the cluster research to date has quantified the relationship between the factors of production, including highly skilled human capital availability, and cluster strength. Empirical evidence of a link between regionally awarded bachelor and master’s degrees and the strength of related clusters in those regions would provide a justification for systematic coordination between educational program design and regional economic development policies and funding.
Ethical Decision Making by Students: Evidence from Case Study
Simeon O. Okpechi, Samuel O. Eweni
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This study provides the results of an in class ethics case study in which 54 students examined various aspects of This study provides the results of an in-class ethics case study in which 54 students examined various aspects ethics. Most students satisfactorily identified ethics principles imbedded in the case, the relevant stakeholders, violation of certain ethics principles and what informed their decisions by matching their own ethics. Most students satisfactorily identified ethics principles imbedded in the case, the relevant stakeholders, violation of certain ethics principles and what informed their decisions by matching ethics. Most students satisfactorily identified ethics principles imbedded in the case, the relevant stakeholders, their own ethics orientations.
The Conditional Moderated Mediation Effect of Allowance on Financial Well-Being by Financial Self-Efficacy
Mei-Chung Lin
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This paper mainly discusses the personal characteristics and life event effects of allowance on financial well- being of Fujian college students by financial self-efficacy. A survey was conducted among two Fujian university students in December2018. The items included demographic variables, allowances, financial self-efficacy and subjective financial well-being. The results show that financial self-efficacy affects financial well-being, and allowance has conditional moderating mediating effects: (1) there is a significant two-factor interaction between financial self-efficacy and gender; (2) there is a significant two-factor interaction between financial self-efficacy and students’life event; (3) there is also a significant three-factor interaction among life event, gender, and financial self-efficacy, and (4)the conditional moderated mediation effect is determined by gender value. The important originality and contribution of this paper is to find out the different effects of different life events for different gender by using conditional mediation analysis process. This is the remaining deficiency of related research on the impact of life events on well-being. It is also the first case of financial self-efficacy on financial well-being.